Kerfin Inspections Guide to Home Inspections
A home is not just what it appears to be on the surface. It consists of many complex components including structural framing, physical components electrical, plumbing, heating and air conditioning systems.
When considering a home for purchase, you may be able to settle for minor cosmetic repairs, but you need to make sure that everything beneath the surface is in shape. This is why an extensive home inspection is both valuable and necessary.
Q. What is a Kerfin Home Inspection?
A. A Kerfin pre-purchase home inspection, performed by a professional, is a visual examination of the readily-accessible areas of a home to provide an accurate evaluation of the home’s condition at the inspection.
Kerfin home inspections are designed to disclose defects in the property that could materially affect its safety, livability or resale value. They are not meant to disclose cosmetic defects. The evaluation is presented to the buyer in a comprehensive report so buyers are fully informed of the home’s condition prior to purchase.
Q. How do I select a home inspection company?
A. Buying the right home is an important investment in your future. To select the right home inspection company, you should base your decision on the experience of the inspector. Ask friends, colleagues and your real estate agent for referrals. You can also look online or in the telephone book. A qualified home inspector possesses a working knowledge of residential structures and systems, a general knowledge of real estate, and a strong affiliation with ethical and respected home inspection.
Q. How much does a home inspection cost?
A. It depends on the property location, the inspector, the size of the home and the scope of the inspection and reporting. It’s a good idea to get estimates from prospective inspectors before you choose one.
Q. How quickly should I get the home inspected?
A. Complete your home inspection as quickly as possible. It usually takes place seven to 14 days after the contract is accepted. You should have already conducted your home inspector search before this time, however. If you try to find an inspector once an offer is placed on the house you may not be able to find an acceptable one, or you may run past the deadline for the inspection.
Q. Should I be present at the inspection?
A. Yes. This inspection will provide you with greater insight on the condition of the home. It’s a good idea to schedule it during daylight hours. And you are encouraged to ask questions. This will allow you to be fully informed about the home and feel confident about your decisions.
Q. How long does an inspection take?
A. It depends upon the size of the home and the number of rooms. An average inspection takes about 2-2½ hours (1-1½ hours for a condo). The time is well-spent considering there are more than 500 components in the average home.
Q. What happens if there are some problems on my inspection report that I was not aware of, but I want to proceed with purchase? What should I do?
A. First find out how much it will cost to fix the defects. Weigh the positives against the negatives. If you have time, you could get some repair estimates from licensed contractors.
Then, you have some options on what to do. You could negotiate with the seller that you will remove the inspection contingency if they pay for and complete the specific repairs according to the estimates.
Some defects, such as structural problems and termite infestation have historically been the seller’s responsibility. You can also offer to fix the defects yourself in turn for a lower purchase price on the contract.
Finally, you can offer to share in the cost of repairs with the seller. Just remember that every deal is different and negotiable, and much depends on the current demand in the real estate market.